GURREA, Jesuner; MURCIA, John Vianne. Reframing ethical banking: Dimensions of governance and customer perspectives on universal bank practices in the post-pandemic Philippines. Public Administration and Governance Studies Journal, [S. l.], v. 1, n. 1, p. 1–12, 2025. Disponível em: https://jmcfijournals.org/index.php/pagsj/article/view/104. Acesso em: 14 nov. 2025.